Overview

Financial stability is critical to achieving VOTCDC's vision of a community where the opportunity to build better lives is always within reach. Many individuals and families are barely getting by, with little or no ability to save for college, purchase a home, or prepare for retirement. VOTCDC's agenda includes initiatives to educate families, enabling them to achieve greater financial stability. Through established partnerships VOTCDC is uniquely positioned to bring together individuals and key stakeholders from government, business, faith groups, and nonprofits to close the growing gap between those who are prospering, and those who are not.

Services and Resources
VOTCDC offers a number of workshops and seminars to assist individuals in increasing their credit score to help residents get out of debt, become debt-free or purchase a home. Included in its financial literacy program, are the following programs:

• Homeownership counseling prepares individuals for what is often the largest single investment in a lifetime.
• Education aimed at recognizing and avoiding abusive lending practices can protect individuals at risk of obtaining inappropriate and expensive loan products.
• Job Readiness Workshops assist individuals with employment research, composing resumes and cover letters. In addition sessions offer skill assessments, information on how to engage in networking and preparation techniques for interviews and interviewing practices.